Bitcoin Retirement Planner
in “Buy Borrow Die” mode

Your Plan
$
$
Assumptions
BTC price on January 1, 2026

$ 87,520

BTC price at the end of 2026
• By default: “BTC price on Jan 1, 2026” x (1 + “BTC growth”)
• You can update this value
$
Live BTC price (USD)
$ 67,765
Current BTC portfolio value
$ 33,883
Portfolio value at retirement age 65
$ 20,316,329
Is this enough to retire?
Yes

Debt limit Vs Total debt

BTC stack Vs Total debt

Year-by-year breakdown

YearAgeRetired?BTC price beg. yearBTC stack (BTC)BTC stack (USD)Annual BTC buyRetirement incomeDebt limitTotal DebtDifference
202635 NO $87,520 0.5000 $43,760 $24,000 $10,940
202736 NO $100,648 0.7563 $76,124 $24,960 $19,031
202837 NO $115,745 0.9882 $114,375 $25,958 $28,594
202938 NO $133,107 1.1978 $159,436 $26,997 $39,859
203039 NO $153,073 1.3874 $212,373 $28,077 $53,093
203140 NO $176,034 1.5589 $274,411 $29,200 $68,603
203241 NO $202,439 1.7139 $346,963 $30,368 $86,741
203342 NO $232,805 1.8541 $431,652 $31,582 $107,913
203443 NO $267,726 1.9810 $530,351 $32,846 $132,588
203544 NO $307,885 2.0956 $645,213 $34,159 $161,303
203645 NO $354,067 2.1993 $778,716 $35,526 $194,679
203746 NO $407,177 2.2931 $933,714 $36,947 $233,428
203847 NO $468,254 2.3780 $1,113,489 $38,425 $278,372
203948 NO $538,492 2.4547 $1,321,819 $39,962 $330,455
204049 NO $619,266 2.5240 $1,563,051 $41,560 $390,763
204150 NO $712,156 2.5868 $1,842,186 $43,223 $460,546
204251 NO $818,979 2.6435 $2,164,978 $44,952 $541,244
204352 NO $941,826 2.6948 $2,538,047 $46,750 $634,512
204453 NO $1,083,100 2.7412 $2,969,010 $48,620 $742,253
204554 NO $1,245,565 2.7832 $3,466,628 $50,564 $866,657
204655 NO $1,432,399 2.8211 $4,040,979 $52,587 $1,010,245
204756 NO $1,647,259 2.8554 $4,703,656 $54,690 $1,175,914
204857 NO $1,894,348 2.8865 $5,467,997 $56,878 $1,366,999
204958 NO $2,178,500 2.9145 $6,349,341 $59,153 $1,587,335
205059 NO $2,505,275 2.9399 $7,365,331 $61,519 $1,841,333
205160 NO $2,881,067 2.9629 $8,536,264 $63,980 $2,134,066
205261 NO $3,313,227 2.9836 $9,885,483 $66,539 $2,471,371
205362 NO $3,810,211 3.0024 $11,439,835 $69,201 $2,859,959
205463 NO $4,381,742 3.0194 $13,230,201 $71,969 $3,307,550
205564 NO $5,039,004 3.0347 $15,292,097 $74,848 $3,823,024
205665 YES $5,794,854 3.0486 $17,666,373 $30,000 $4,416,593 $30,000 +$4,386,593
205766 YES $6,664,082 3.0486 $20,316,329 $31,200 $5,079,082 $63,600 +$5,015,482
205867 YES $7,663,695 3.0486 $23,363,778 $32,448 $5,840,945 $101,136 +$5,739,809
205968 YES $8,813,249 3.0486 $26,868,345 $33,746 $6,717,086 $142,973 +$6,574,114
206069 YES $10,135,236 3.0486 $30,898,597 $35,096 $7,724,649 $189,506 +$7,535,143
206170 YES $11,655,522 3.0486 $35,533,387 $36,500 $8,883,347 $241,166 +$8,642,180
206271 YES $13,403,850 3.0486 $40,863,395 $37,960 $10,215,849 $298,419 +$9,917,429
206372 YES $15,414,428 3.0486 $46,992,904 $39,478 $11,748,226 $361,771 +$11,386,455
206473 YES $17,726,592 3.0486 $54,041,839 $41,057 $13,510,460 $431,770 +$13,078,690
206574 YES $20,385,580 3.0486 $62,148,115 $42,699 $15,537,029 $509,011 +$15,028,018
206675 YES $23,443,418 3.0486 $71,470,333 $44,407 $17,867,583 $594,139 +$17,273,444
206776 YES $26,959,930 3.0486 $82,190,882 $46,184 $20,547,721 $687,853 +$19,859,867
206877 YES $31,003,920 3.0486 $94,519,515 $48,031 $23,629,879 $790,913 +$22,838,966
206978 YES $35,654,508 3.0486 $108,697,442 $49,952 $27,174,361 $904,138 +$26,270,223
207079 YES $41,002,684 3.0486 $125,002,058 $51,950 $31,250,515 $1,028,419 +$30,222,095
207180 YES $47,153,086 3.0486 $143,752,367 $54,028 $35,938,092 $1,164,721 +$34,773,371
207281 YES $54,226,049 3.0486 $165,315,222 $56,189 $41,328,806 $1,314,088 +$40,014,717
207382 YES $62,359,957 3.0486 $190,112,505 $58,437 $47,528,126 $1,477,652 +$46,050,474
207483 YES $71,713,950 3.0486 $218,629,381 $60,775 $54,657,345 $1,656,639 +$53,000,706
207584 YES $82,471,043 3.0486 $251,423,788 $63,205 $62,855,947 $1,852,376 +$61,003,572
207685 YES $94,841,699 3.0486 $289,137,357 $65,734 $72,284,339 $2,066,299 +$70,218,040
207786 YES $109,067,954 3.0486 $332,507,960 $68,363 $83,126,990 $2,299,966 +$80,827,024